Provider Guide
Royal Bank of Scotland Invoice Finance
As a leading invoice finance lender in the UK, RBS Commercial Services (RBSCS) forms part of the RBS Group. As such, RBSCS can offer a wide network of local and regional offices across the UK, able to respond quickly to clients needs and concerns. In addition to a strong nationwide presence, Royal Bank of Scotland Commercial Services offers a large portfolio of invoice finance products and services, including factoring, invoice discounting and trade finance. Invoice finance is also know by some as invoice factoring and debt factoring, both of these are variants of invoice finance.
For larger clients or those who deal with companies in continental Europe, RBSCS is also able to provide invoice finance solutions through its own subsidiaries. More recently, RBSCS has pursued activity in key cities within France and Germany and now boasts like-for-like levels of support in these areas.
RBS Commercial Services, with over 5000 clients, operates in all main industry sectors ranging from manufacturing and distribution through to employment agencies and computer services companies. However, RBSCS is not only concerned with large multinationals and high turnover companies, in fact, RBSCS is able to provide comprehensive finance solutions for businesses with an annual turnover ranging from £50,000 to £100m+.
Factoring
RBS Commercial Services is one of the UK’s leading bank lenders for invoice finance products and services. Factoring is a method of immediately raising cash based upon unpaid invoices. An RBSCS factoring facility also provides a complete sales ledger administration and collection service. Learn more about factoring…
Invoice Discounting
RBS Commercial Services offers tailored invoice discounting solutions. Invoice discounting differs from factoring, by providing a finance only option. Invoice discounting is usually aimed at larger companies, with established administration and back office systems. Learn more about invoice discounting…
Bad Debt Protection
As part of a wider invoice finance facility, RBS Commercial Services, is also able to offer Bad Debt Protection. Bad debt protection covers against losses attributable to the insolvency of a customer. In addition, by offering such protection as part of an invoice finance facility, RBS Commercial Services can provide comprehensive protection with fewer condition, compared to a more traditional trade credit agreement. Learn more about bad debt protection…
Client Management
RBS Commercial Services offers a wide selection of invoice finance products and services. As a client of RBSCS, your company will be provided with access to FacFlow, a PC based client communication system, enabling users to view daily account changes, management information reports and the ability to monitor customer payments. Learn more about client management…
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