Provider Guide
Norwich Union |
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Cover Offered
Landlords Insurance
Office Insurance
Self Employed Business Insurance
Norwich Union Office Insurance
Norwich Union can provide your small to medium business with a comprehensive and customised office insurance policy. The policy is suitable for most types of small businesses such as surveyors, architects, solicitors and consultants. It is important to know that, in case of disaster, you have a good quality product to help you get your business back in good running order again. Norwich Union’s Office Insurance policy provides the following covers as standard:
- Contents insurance
- Glass
- Money including assault
- Business Interruption
- Employer’s liability (this is required by law and is included within the Office Insurance Policy)
- Public and Products
- Liability
- Commercial Legal Protection
You can also choose from any number of the following optional or “bolt-on” covers:
- Buildings and/or tenants improvements
- Employee Dishonesty
- Computer Breakdown
- Outstanding Debit Balances (Book Debts)
- Business Travel
- Personal Accident
Thanks to Norwich Union’s 24hr claims helpline, assistance is only ever a phone call away. Norwich Union also offer a risk management and tax and legal advice helpline free of charge to all policy holders.
An Example of a claim for which you would be covered under the office policy is:
One of your employees trips and hurts themselves on some loose carpet in the office. They make a claim against your business to compensate them. The policy would pay for any legal expenses and pay-out on behalf of the business.
This policy includes employer’s liability which is a legal requirement. Importantly it also includes public liability insurance which protects your business financially against a claim made by a member of the public if you are accused of being negligent. This is very important as it means that your customers will have confidence in your firm since they will know that should the worst happen, they will have an avenue for legal redress. It gives your customers the confidence that should they have to make a claim, the money will be provided by the insurer and the business will not go bankrupt and default on its liabilities.
Learn about:
Landlords Insurance
Office Insurance
Self Employed Business Insurance