Hairdressers Insurance
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As a hairdresser you are exposed to a range of different risks, to the point where everyday business poses a potential threat to your business.
Whether you’re a mobile hairdresser, rent space in a salon or you're a salon owner we are able to provide you with the comprehensive cover that your business requires.
We can provide you with the following cover:
- Public Liability Insurance will cover your legal responsibilities in the event that death or bodily injury is caused to members of the public.
- Employers Liability is a compulsory insurance by law, if you have any employees you must have employers liability insurance. It will cover you in the event that you are sued by an employee due to death or bodily injury.
- Commercial Combined is a broad array of covers that will generally cover you for the following:
- Tools & Equipment
- Property contents Inc sanitary fittings (such as sink basins, toilets etc.
- Business Interruption, covers you in the event that you are unable to trade due to an accident (such as a fire or flood)
- Fidelity will cover you in the event that an employee is stealing property from your business.
- Glass will cover all the glass windows on the premises.
- Money covers all money on the premises against the risk of theft.
Commercial combined insurance only typically applies to hairdressers that trade from premises.
Tools & Equipment
This cover will typically apply to hairdressers who are mobile and will cover tools & equipment for the following limits:
- £500
- £1,000
- £1,500
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