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Invoice Finance Guide

Credit insurance

 

Credit insurance is often an optional element of an invoice finance facility. By putting a credit insurance agreement in place, you are able to insure your business against the risk of a client being unable to pay an invoice. This is particularly suitable where you have large exposures to a small number of clients. As such, credit insurance can provide your business with the security to continue business as usual, in the unfortunate event of one or more of your clients being unable to pay.

Cattles Invoice Finance, offer one of the most flexible credit insurance products in the market. With Cattles, your business may be able to structure a bespoke credit insurance solution. For example, you can insure single debtors, or if more appropriate for your business, a solution can be created allowing you to protect against the top 10 exposures, rather than paying a greater premium to insure your whole customer base. Naturally, this not only minimises costs and helps to ensure efficient use of funds, it also allows you to unlock funds from a greater
proportion of your sales ledger.

Should you be interested in credit insurance, all you need to do is simply identify the clients whom you would like to insure either when you are joining Cattles Invoice Finance, or let if easier let Cattles know at a later stage once you have agreed a finance facility.

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