Unsecured Loans A loan that is not backed by collateral - find out more
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Good Credit Rating
- Typical rate, for loans
£7,500 - £20,000 - 6.5% APR
Typical 
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Poor Credit Rating
- Get FREE debt advice from
Debt Help - Want to reduce your monthly payments and freeze interest?
- Make one affordable payment to your creditors per month?
Secured Loans If you wish to secure a loan against a property you own - find out more
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- No upfront fees,
guaranteed - £5,000 to £250,000
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Want a secured homeowner loan for a new car, a dream holiday or home improvements? Brightside Loans can help.
Our experts will search for the best deal for you whether you want to borrow £5,000 or £250,000 - and there are no up-front fees, guaranteed. We'll even complete the paperwork for you, so it couldn't be easier. Get in touch today - and get one step closer to the loan you're looking for.
For a friendly consultation and to find out how much you can borrow, contact Brightside Loans today.
Provider Guide
cahoot |
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Cahoot Personal Loans
Cahoot have firmly established themselves as the UK’s leading online bank. Opening its doors in 2000 they now have several thousands of bank account holders, allowing them access to their accounts 24 hours a day from anywhere in the world.
Whilst cahoot are strictly an online bank they also offer a range of products including savings accounts, motor, travel and home insurance. cahoot also offer personal loans to existing account holders and members of the general public, cahoot do not request you have an account with them to take out a cahoot loan.
Cahoot offer two types of loan flexible loans and fixed rate personal loans. Cahoot are also able to offer secured and unsecured personal loans.
What is a cahoot fixed rate loan?
A fixed rate loan is a personal loan where you have a set amount transferred into your bank account and you are given a set amount of allocated time in which you have to pay the loan amount back to cahoot.
The amount in which you can borrow varies from £1,000 anywhere up to £25,000, you can borrow more depending on your circumstances and credit history. The period in which you can pay back the loan amount can be tailored to your budget. Typically you can pay back the loan anywhere between 1 year and 7 years, you can negotiate a longer term depending on your loan amount and individual circumstances.
A fixed rate loan can be used for any purpose, whether you want to take a break to New York or want to go and buy a new Chrysler Voyager, its up to you. If you take out a fixed rate unsecured loan from cahoot they may enquire as to what you intend on spending the money on, this is perfectly normal for a personal loan provider.
A loan provider will typically not loan an individual money if they believe that its intended use is to start a business. This is because starting a business or going into a joint venture is typically risky and will usually involve the person giving up their job to ensure they are focused on the venture. Learn more aboutcahoot fixed loans...
What is a flexible loan?
An unsecured flexible loan is in some respects a credit card without the card. When you enquire about a personal flexible loan and have your application excepted cahoot will advise you how much you are able to borrow, that amount is then therefore made available to you. You then have the choice as to how much you actually borrow, you can borrow as much or as little as you want.
Here is an example of a cahoot flexible loan:
You contact cahoot about a loan for £5,000, cahoot subsequently accept your application and make £5,000 available to you. You then have access of a loan up to £5,000, you can borrow £500 or the whole £5,000. you only pay interest on the money which you borrow, so if you borrow £100 of the possible £5,000 you will not pay an APR for the whole £5,000 you will only pay interest on the £100.
The loan amount is repaid at your leisure provided you pay the minimum payment each month which is requested by cahoot. Learn more aboutcahoot flexible loans...
Learn about:
cahoot Fixed Loans
Flexible cahoot Loans
Personal Loans
Types of Loans